The Advice Process
When you’ve got the rest of your life ahead of you, it pays to spend a bit time exploring and understanding your options. At Artisan Financial Services, we take time getting to know you, we look at your current financial situation and where you intend to head in the future. Then we work out ways to get there. Here’s how we do it.
Initial Consultation
A meeting where we discuss your current situation, goals and potential future risks. We’ll also cover who we are, our advice services and how we are remunerated and let you make your mind up about our services.
Collect Information
Upon establishing the potential to improve on your existing strategy, Artisan Financial Services collects a range of qualitative and quantitative data to allow us to gain a deeper appreciation of the main areas in which we are able to assist. At this stage we may seek information from you regarding your goals and objectives, income, expenditure, liabilities and assets via the use of a fact finder and risk profiler. By collecting this information we are able to develop the framework necessary to create the right solution for you.
Identify Goals and Your Current Financial Position
From analysing the data collected we are able to determine and evaluate your needs, objectives and your current financial situation. In addition we are able to identify issues that will influence any solution that is devised.
Prepare a Written Statement of Advice (SoA)
Once we have all the required data, we proceed to constructing strategies and investigate any products relevant to your financial well being. We draw conclusions and propose detailed recommendations on an appropriate structure and design for your financial plan focusing on increasing your financial efficiencies and attaining your goals. This information is prepared in a Statement of Advice.
Present Solutions
Our documented solutions are presented to you clearly and logically. These may include recommendations on any one of the financial solutions previously addressed. We clearly articulate the benefits of any enhancements to your current situation and ensure our recommendations are consistent with your broader strategy.
Implement Solutions
Our solutions are implemented quickly and efficiently, ensuring a seamless transition. Artisan Financial Services project manages the transition to your new arrangements and keeps you informed at each step of the process.
Delivering Ongoing Reviews
Following implementation, a regular review strategy is devised to suit your requirements. This will allow us to proactively address your circumstances as they change and minimise their impact on attaining your goals by altering your planning solution if required.
Our Clients
“When, I should firstly say many thanks in appreciation of your review of our insurances and your wise counsel at the time of setting up the policies a few years ago for myself and my wife. These have certainly amounted to a more balanced and appropriate insurance portfolio that was more closely aligned with our lifestyle and needs. Knowing that there is a new cash reserve in our personal financial structure will make the treatment path I am about to start a whole lot less worrying.
So again, many thanks for the quality of advice at the time of instigating the policies, also for making the claims process easy and for keeping me informed as to the progress of the claim. Your professionalism and compassion has been outstanding and it’s truly been a delight in working with you all at Artisan Financial Services.”
– Ray – Nedlands, WA
“My wife and I needed to know the best steps to take regarding our finances and planning for the future. Artisan Financial Services has provided excellent financial service to my wife and I, understanding our personal financial situation, as well as where we wish to be in the future.
They explain everything in simple terms. I’m a lot more comfortable with my finances now and therefore my life has changed as a result of dealing with Stephen at Artisans.
I would recommend others to Artisan Financial Services”
– Steve – Booragoon, WA
“We needed real advice about our existing superannuation arrangements and discussed what we actually wanted to achieve and do in the future. After working through the pros and cons Ryan helped us set up and now run our self managed super fund. He takes away the stress of making such changes and project managed the whole process for us, as well as now making sure we are on track with all our finances.
Being a smaller firm Artisans are friendly and easy to deal with and we would recommend them to other potential clients.”
– James – Scarborough, WA
“I was near retirement and needed advice on my superannuation. Stephen provided excellent advice and was able to successfully manage my superannuation and other financial assets during the financial crisis. I now have a better understanding of our financial status and what my wife and I need to do in the future.
I recommend others seek advice from Artisan Financial Services.”
– Allan – Wanneroo, WA
CFP® and CERTIFIED FINANCIAL PLANNERS® are certification marks owned outside the U.S. by the Financial Planning Standards Board Ltd and used by the FPA under licence.